Business Owner Planning

Business owner planning is not a static event, but an ongoing process. Closely-held businesses face risks including, but not limited to, loss of key employee(s), death, divorce, disability, or departure of one or more of the owners. We offer the following:

  • Cash flow analysis
  • Employee benefits planning
  • Financing strategies
  • Develop and/or analyze business balance sheet, income, cash flow, pro forma statements
  • Business use of insurance analysis
  • Retirement planning
  • Succession planning
  • Intra-family and other business transfer techniques
  • Buy/sell agreement design;
  • Buy/sell funding strategies;
  • Key employee retention strategies.

The objective of transferring your business in the most tax-advantaged way is another good reason to develop a plan. Additional reasons may also include: spousal support, equalization among children, early inheritance, and asset management during transition. We can work with you to:

  • Identify exit and retention strategies;
  • Help decide when and how to transfer your business;
  • Minimize the impact of taxes;
  • Optimize the transfer for the benefit of your family, company and employees.